Illinois Roofing Contractor Insurance
Licensing, workers' compensation, bond requirements, and the climate-driven risks every roofing contractor in Illinois should understand before binding coverage.
State License
Illinois Department of Financial and Professional Regulation
Workers' Comp
Available from private carriers
Surety Bond
Required at the state level
Top Metros
Chicago, Aurora, Naperville
Licensing in Illinois
Illinois requires a Roofing Contractor License — a state-level license specifically for roofers. Applicants must show experience and pass an exam.
Workers' compensation in Illinois
Workers' compensation is required for nearly all employers in Illinois with one or more employees. Roofing is on the state's high-hazard list.
Bond requirements
Illinois Roofing Contractor License requires a $10,000 bond.
Assignment of benefits in Illinois
Illinois permits AOB and has no restrictive reform statute as of recent sessions.
What drives roofing claims in Illinois
Severe thunderstorms, hail, and tornadoes throughout the central and southern parts of the state; snow and ice in the north.
Get a quote for your Illinois roofing business
We work with carriers admitted in Illinois and price coverage based on the actual risk profile of a roofing contractor — not a generic small-business template.