Practical advice, industry news, and risk management tips for Arizona roofing contractors.
Risk ManagementA drone is the cheapest inspection tool a roofer ever bought and the easiest way to fall outside your general liability policy. What the standard ISO forms actually say about unmanned aircraft.
SubcontractorsUninsured subcontractors are the single most expensive line on a roofing audit. What a certificate actually proves, and the four things to check on every one.
Coverage OptionsMost roofers find out what general liability excludes at the worst possible moment. The exclusions that bite roofing contractors specifically, and how to find yours before a claim does.
Coverage OptionsTake on your first commercial flat-roof job and your insurance changes underneath you. What underwriters look at differently, and what to tell your broker before you bid.
Regulatory UpdatesFlorida did not restrict AOB for property insurance — it prohibited it. What SB 2-A actually did, and how roofing contractors are legitimately getting paid on insurance-funded work now.
Workers CompRoofing carries one of the highest workers' comp rates in the system, so which code your payroll lands in decides your premium. What auditors check, and the records that make the split defensible.
Insurance BasicsFrom underinsuring jobs to ignoring subcontractor coverage requirements, these common mistakes can cost roofing contractors thousands. Here's what you need to know.
Regulatory UpdatesArizona has specific workers compensation requirements that apply to roofing companies of all sizes. Learn what the law requires and how to stay compliant.
Coverage OptionsFrom safety programs to higher deductibles, there are proven strategies to lower your insurance costs without sacrificing coverage. Here are our top recommendations.
Claims ProcessThe moments after a workplace incident are critical. Knowing exactly what to do — and what not to do — can protect your business and speed up your claim resolution.