Roofing Insurance

Tailored Coverage, Competitive Rates, Exceptional Support

Protect your roofing business with our comprehensive insurance solutions designed specifically for roofing contractors. Enjoy peace of mind with tailored coverage, competitive rates, and exceptional customer support.

General Liability Insurance

Protect your business from third-party claims of bodily injury, property damage, and personal injury with our comprehensive General Liability insurance.

Workers’ Compensation

Ensure your employees are covered in case of work-related injuries or illnesses with our Workers’ Compensation insurance, providing medical benefits and wage replacement.

Commercial Auto Insurance

Safeguard your business vehicles with our Commercial Auto Insurance, covering damages, liability, and more to keep your operations running smoothly.

Equipment and Tool Coverage

Protect your essential equipment and tools from theft, damage, and other risks with our specialized Equipment and Tool Coverage.

Why Choose Us?

Our specialized expertise in roofing insurance ensures that you receive the best coverage and service. We offer unique policy refunds if income assessments differ from initial estimates, showcasing our commitment to fairness and customer satisfaction. Don’t just take our word for it; hear from our satisfied clients who trust us with their roofing insurance needs.

Client Testimonials

“Roofing Insurance has been a game-changer for our business. Their tailored coverage and exceptional support have given us the confidence to take on bigger projects.” – John D., Roofing Contractor

Policy Refunds

We stand by our commitment to fairness with our unique policy refund offering. If your income assessment at the end of the term differs from the initial estimate, we adjust your policy accordingly, ensuring you only pay for what you need.

Coverage Options

General Liability

Protect your business from third-party claims of bodily injury, property damage, and personal injury with our comprehensive General Liability insurance.

Workers’ Compensation

Ensure your employees are covered in case of work-related injuries or illnesses with our Workers’ Compensation insurance, providing medical benefits and wage replacement.

Commercial Auto Insurance

Safeguard your business vehicles with our Commercial Auto Insurance, covering damages, liability, and more to keep your operations running smoothly.

Our Safety Program

Comprehensive Safety Handbooks

We provide detailed safety handbooks tailored specifically for roofing companies to ensure all workers are well-informed about safety protocols.

Custom Safety Plans

Our team develops custom safety plans that address the unique needs of each roofing company, enhancing overall safety and compliance.

Regular Safety Audits

We conduct regular safety audits to identify potential hazards and implement corrective measures, ensuring a safer work environment.

Safety Training Programs

We offer comprehensive safety training programs to educate workers on best practices and safety procedures, reducing the risk of accidents.

Our Process

Understanding our process is simple and straightforward. Here’s how we ensure you get the best coverage and support:

1

Initial Consultation

We start with a thorough consultation to understand your specific needs and tailor our services accordingly.

2

Customized Policy Proposal

Based on the consultation, we provide a customized policy proposal that offers the best coverage for your roofing business.

3

Policy Issuance

Once you approve the proposal, we issue the policy promptly, ensuring you are covered without any delays.

Josh Cotner, CEO of Roofing Insurance

“My name is Josh Cotner and I used to work in construction.  I fell through a roof in 2005 and had a nightmare workers compensation claim.  I needed to support my family and I learned a lot about liability and insurance during my recovery time.  I had to fight the workers compensation company to get the results I was entitled to.

After my injury I learned a lot about insurance and the law and I started selling insurance with a National Contractors Insurance Company, RRG which was started by ABC Supply.

I worked with them for several years until the depression took its toll on the insurance carriers reserves.  NCIC was shut down but all my roofers still needed coverage, so I worked and found other insurance companies to work with that liked writing roofing insurance.

I have sold a lot of insurance to contractors over the years and I have seen it all.  I have helped thousands of spray foam contractors find affordable insurance, cover the construction risks, keep money in their pockets, and fight for coverage to pay claims for my clients.

Don’t Buy the Cheapest Quote!

We all understand the need to minimize insurance costs but when you have a claim you are going to want the best coverage money can buy. We try to balance the price that you want to pay with the coverage that you need. Don’t buy more coverage than you need! If you have a question please ask. We love to educate our clients about the real coverage they have. There is no grey area with us. YOU KNOW YOU’RE COVERED!

Frequently Asked Questions

Here are some of the most common questions we receive about our roofing insurance policies, claims process, safety programs, and refund policies.

What types of roofing insurance do you offer?
We offer a range of insurance options including General Liability, Workers’ Compensation, Commercial Auto Insurance, and Equipment and Tool Coverage.
How does the claims process work?
Our claims process is straightforward. You can file a claim online or by calling our support team. We aim to process claims quickly and efficiently to minimize downtime for your business.
What safety programs do you provide?
We offer comprehensive safety handbooks and custom safety plans tailored to the specific needs of roofing companies. These programs help reduce risks and can lead to better insurance rates.
What is your refund policy?
If there is a discrepancy in the income assessment at the start of your policy term, we offer refunds to ensure you are not penalized. Our goal is to be fair and transparent.
Can I customize my insurance coverage?
Yes, our policies are highly customizable to meet the unique needs of your roofing business. Contact us to discuss your specific requirements.
How can I get a quote?
You can get a quote by filling out our online form or by calling our customer service team. We provide competitive rates and exceptional support to help you find the best coverage.

Latest News and Resources

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How Weather Impacts Roofing Insurance Rates: An In-Depth Analysis Introduction Picture this: you're going about your day when a violent storm brews unexpectedly. By morning, you wake to find your roof, not quite the masterpiece it was yesterday, hastily rearranged by...

How Weather Impacts Roofing Insurance Rates

How Weather Impacts Roofing Insurance Rates: An In-Depth Analysis Introduction Picture this: you're going about your day when a violent storm brews unexpectedly. By morning, you wake to find your roof, not quite the masterpiece it was yesterday, hastily rearranged by...

Builders Risk Insurance for Roofing Projects

How Weather Impacts Roofing Insurance Rates: An In-Depth Analysis Introduction Picture this: you're going about your day when a violent storm brews unexpectedly. By morning, you wake to find your roof, not quite the masterpiece it was yesterday, hastily rearranged by...

read more

How Weather Impacts Roofing Insurance Rates

How Weather Impacts Roofing Insurance Rates: An In-Depth Analysis Introduction Picture this: you're going about your day when a violent storm brews unexpectedly. By morning, you wake to find your roof, not quite the masterpiece it was yesterday, hastily rearranged by...

read more

Get a Quote

Ready to take the next step? Reach out to us today for a free consultation. Our friendly team is eager to discuss your roofing insurance needs and provide you with tailored solutions that fit your business perfectly. Don’t leave your future to chance—contact us now and let us help you protect what matters most.

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